How much does it cost (ballpark) to build a guest house in North Florida if I already have the land?

There is some land nearby I'm thinking of buying. They say when you build, you can have one home and one mother-in-law/guest cottage connected to the main house by a covered walkway.





But, I cannot afford to build a house right now -- and I can't afford to invest in something I cannot live in. Yet I really want to do this if I can think of a way.





I was thinking maybe I could save money by building the mother-in-law suite, living in that for a few years (2 people - no kids), and THEN building the house when I had the money!





Or, selling the property with just the guest cottage on site (if I move).





If I buy the land (in subdivision/underground utilities, city water, paved roads, etc.), I want to know:





1) Would it really save me money to go this route and have the guest cottage built and not the main house?





2) Could such a cottage be built decently (pref brick/wood floors/ 1 bedroom/ 1.5 bath w. loft %26amp; deck) for less than $100K?





I live in North Florida. Thanks :-)How much does it cost (ballpark) to build a guest house in North Florida if I already have the land?
Not worth it unless you *want* a guest cottage in the future. Better to look into a plan that can be built partially, and then added onto. That's how they used to do it in the olden days. They'd build a half cape cod, then in several years add the other half. Then add dormers in the front. Then dormers in the back. Then a lean-to addition. Sounds ugly, but actually can be quite pretty. think of all the beutiful cottages in new england. Find some plans that can you build onto. Or an architect who can help you out.





No, I don't live in Florida. But if there are public sewers, and you are skilled enough to act as your own builder, a small house could probably be built for $100 (not including land.)